Here is the full information:
Faisal, Age 24
Has a large amount to invest
Can make regular, large deposits
Does not need easy access
Willing to accept moderate to high risk
Does not want a set interest rate
Torie, Age 28
Has a small amount to invest
Can make regular, small deposits
Does not need easy access
Willing to accept low to moderate risk
Does not want a set interest rate
I believe the answer is: Money market account, stocks, futures.
Money market account, stocks, futures is characterized by both high risk and high return for the investors.
So, to maintain your financial stability, it is advised to only getting into Money market account, stocks, futures if you have a large amount of capital in hand (because large sum of your capital could be lost in an instant)