Answer:
The factors that should be considered when identifying appropriate savings vehicles include:
b. Your preference of higher risk and higher returns or low risk and low returns.
c. The length of time you would need to use the savings.
Explanation:
These factors determine the most suitable savings vehicle based on your risk tolerance, investment horizon, and financial goals. The level of past interest rates is not a determining factor when identifying appropriate savings vehicles, as it doesn't necessarily reflect future performance or suitability for an individual's specific financial situation.
