Liability coverage encompasses two critical aspects of your vehicle insurance policy: bodily injury and personal property damage. Thus, the correct choice is (a) bodily injury and personal property.
If you cause an accident or someone is hurt on your property, you may be held legally responsible for the following expenditures, such as medical or legal fees. Liability coverage may shield you from these sorts of charges, which is why it's important to understand the liability coverage provided by your insurance products. Liability insurance is a component of the general insurance system of risk finance that protects the purchaser from the risks of liabilities imposed by lawsuits and similar claims, as well as the insured if the purchaser is sued for claims covered by the insurance policy.
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