Borrowers choosing an adjustable-rate mortgage
a) pay a higher interest rate during the first few years.
b) are often forced to sell their homes after the first year.
c) often pay a lower interest rate during the first few years.
d) agree to accept no risk when borrowing money.
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Answer:

Explanation:

The answer c mamas

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Answer: a) pay a higher interest rate during the first few years.

Explanation:

When someone borrows money, the bank will charge them a higher interest rate at first to ensure they pay on time and can be trusted.