Mortgage originators often offer many types and forms of available residential loans as part of their mortgage menu. However, the predominant form of prime conventional mortgage remains the _________________.

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26-12-2019
Social Studies

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Mortgage originators often offer many types and forms of available residential loans as part of their mortgage menu. However, the predominant form of prime conventional mortgage remains the _________________.

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fatimakincsem fatimakincsem · Answer 1 · 2020-01-07T14:36:59+01:00

The correct answer would be, (fixed-rate) level-payment mortgage (LPM).

Mortgage originators often offer many types and forms of available residential loans as part of their mortgage menu. However, the predominant form of prime conventional mortgage remains the (fixed-rate) level-payment mortgage (LPM).

Explanation:

There are many types of mortgage loans offered to people by the originators. These are:

Interest only mortgage
Adjustable rate mortgage
FHA loans
VA loans
Combo loans
Jumbo loans, etc.

All of the mortgage loans are types and forms of mortgages, but the conventional type of mortgage is still the Fixed rate mortgage which is called as the Level Payment Mortgage, in which the interest rate paid will remain fixed till the end of the mortgage period.

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