In a certain city, 27% of the families have a MasterCard, 19% have an American Express card, and 22% have a Visa card. Nine percent of the families have both a MasterCard and an American Express card. Fourteen percent have both a Visa card and a MasterCard. Six percent have both an American Express card and a Visa card. What is the probability of selecting a family that has either a Visa card or an American Express card?