Gunther, fritz and tobias are partners in a car audio business and are seeking to start a business in a new market. Customer demand and their combined experience shows that the new site will generate enough revenue to cover monthly expenses after the three months. With this lease of $4,000 per month, a one-time licensing fee of $1,000, material supply expenses of $15,000 per month, and a 10% contingency, How much money in a startup capital do they need?