Insurance agent Denis has just completed an in-depth analysis of his client Michel's situation. They agree that an investment in a segregated fund would meet Michel's savings needs. Michel signed the application form completed by Denis and gave him a cheque for the deposit. Denis then handed Michel the Fund Facts and information folder. Denis sent the application along with the cheque to the insurer. What can be concluded about Denis' obligations during the sales process? O Denis fulfilled his obligations, because he sent the application and cheque to the insurer. O Denis fulfilled his obligations, because he handed Michel the information folder and Fund Facts. O Denis did not fulfill his obligations, because he should have asked Michel to confirm in writing that he received the information folder and Fund Facts. O Denis did not fulfill his obligations, because he should have reviewed the information folder and Fund Facts with Michel before he signed the application form.