The moral hazards caused by the weak regulation of Freddie Mac and Fannie Mae were: a. Individuals could obtain a higher interest rate for risk free investments. b. Non-existent as the Securities and Exchange Commission took over the regulation of both of them. c. Non-existent as Freddie Mac and Fannie Mae were both for profit institutions who disclosed their activities to the stock market. d. There was an implied government guarantee without any restriction on risk taking.