anne purchased an annuity from an insurance company that promised to pay her $20,000 per year for the next 10 years. anne paid $145,000 for the annuity, and in exchange she will receive $200,000 over the term of the annuity. a. How much of the first $20,000 payment should Anne include in gross income? (Do not round intermediate calculations.)Amount to be included:b.How much income will Anne recognize over the term of the annuity?